Sunday 4th May 2025
Property Millionaire Says, Now is The Time To Buy

1. Interest rates at a record low, meaning that property has never been cheaper to hold
2. Sydney and Melbourne markets expected to grow by up to 10% this year
3. Regional markets now delivering capital growth, some by as much as 15-20%
4. The government’s new policy to back first home buyers with only a 5% deposit required
5. Negative Gearing & Capital Gains exemption benefits remain

Property Millionaire, Kirsty Jones (32, VIC) explains that these 5 criteria combined have created the best and biggest opportunity to buy a property that Australia has seen for the last 5 years.

“Whilst most people were previously spooked to see that property prices in Sydney and Melbourne have reduced by as much as 15-20% over the last 2 years, the smart property buyers are now getting ready to buy properties at rock bottom prices”, says successful investor Kirsty.

Why should you listen to Kirsty?

Kirsty has acquired an impressive 8 properties within the last 6 years, all by the age of just 32.

Kirsty’s first purchase was a 1970’s red brick, 2 bedroom apartment in Mosman, Sydney which she then renovated. The result was an increase in $90K in value within 9 months from purchase. The property has since made her an additional $450K in equity. That’s a combined total of over half a million dollars.

Kirsty refinanced her property after the renovation to purchase another property in Blacktown following the same renovation strategy, before purchasing a third property in Mount Druitt.

“The process for getting my first home loan approved was relatively simple because I had a good savings history”, Kirsty explained. “Since then I have used a mortgage broker to purchase all of my next properties, as well as refinancing those which I have achieved growth through”.

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So, what’s next for Kirsty, and how is she approaching this ‘great property buying’ opportunity?

“It’s my firm belief that the good properties in both Melbourne and Sydney if bought within the next 3-6 months will prove to be at the cheapest price that we will ever see them again. It’s no secret that Sydney and Melbourne property prices will continue to rise again in a few years’ time, and it is not unlikely that if you choose a good property for say $600k, that this could double in price within the next 10-12 years”.

Any final words of advice from Kirsty:

“Key to all that you do when buying and making money in property, whether it’s purchasing a house to live in, refinancing, or buying an investment is your ability to access finance. Therefore, working with a good finance broker rather than going direct to the bank will be the biggest piece of advice I can give to your readers”.

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